A Series of Letters to a Man of Property On the Sale Purchase Mortgaging Lea

Edward Burtenshaw Sugden

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; and in some cases, the expense of insuring the last life. The annuity is made repurchasable by the borrower. It was a considerable time before this sort of transaction in all its bearings was deemed legal. After its validity was estab- ( 90 ) lished, life annuities, from the pressure and ex- travagance of the times, became so common, and such gross frauds were -practised on bor- rowers, that the Legislature deemed it proper to interpose its strong arm, and place these transactions under certa...in restraints. The chief object was to disclose the name of the real len- der, and to gi\e publicity to the transaction. This measure, however, was not attended with all the salutary consequences which were ex- pected ; it was therefore lately repealed, and more simple provisions substituted for attain- ing the same end. Three lives in these cases are named, in order to save the expense of insur- ance ; for in all these cases, the lender will not advance his money unless his principal can be assured to him ; and it is taken for granted, that the annuity will be repurchased.

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