A Treatise On the Law of Insurance in All Its Branches Especially Fire Life a
A Treatise On the Law of Insurance in All Its Branches Especially Fire Life a
George Richards
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605. ^ Hartshorne v. Agricultural Ins. Co. , 50 N. J. L. 427, 14 Atl. 615; Herrman v. Adriatic Fire Ins. Co. , 85 N. Y. 163, 39 Am. Rep. 644; Herrman v. Mer- chants Ins. Co. , 81 N. Y. 184. But non-ocoupancy of an outbuilding is in itself no breach, Kimball v. Monarch Ins. Co. , 70 Iowa, 513, 30 N. W. 862. Privilege given by the standard policy to employ mechanics fifteen days does not impliedly allow unoccupancy dur- ing the same extended period, Lim- burg v. German F. Ins. Co.. 90 Iowa, 709, ...57 N. W. 626. But a partial fire loss excuses an incidental unoccu- pancy ensuing, Lancashire Ins. Co. V. Bush, 60 Neb. 116, 82 N. W. 313. 3 German Ins. Co. V. Russell, 65 Kan. 373, 69 Pac. 345; Wainer v. Mil- ford Mut. Fire Ins. Co. , 153 Mass. 335; Hoover v. Mercantile Toirn M. I. Co. , 93 Mo. App. Ill, 69 S. W. 42; Moore v. Phoenix Ins. Co. , 62 N. H. 240, 13 Am. St. R. 556; Couch v. Farmers Ins. Co. , 64 App. Div. 367, 72 N. Y. Supp. 95; Hardiman v. Fire Assn. , 212 Pa. St. 383, 61 Atl. 990; East Tex.
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