A Treatise On the Law Relating to Bankers And Banking
A Treatise On the Law Relating to Bankers And Banking
Grant James
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1 ;, [ G K A N I U X TUE L A W F li A N K I X b. Ii is v. Ty materia] for bankers to ascertain, that die deposit of a policy . If insurance is made, in all respects, in a proper and unobjectionable manner; it' it is not, the deposit may bo ineffectual, as a security; at least, without an application to the Court of Chancery. Thus, a certain banking house advances to A. 2502. , on two promis- sory nnti-, ami the security of an insurance on his own life for 1, 000/. , which he deposited with them.... Now, this policy hail already been assigned bj deed to a third pei>on, 1!. , who had negligently left the Instrument in the hands of A. Then J>. Die-, ami his executor pays the premiums, as B. Had been in the habit of doing, up to the death of A. , when the executor brings detinue against the bankers for the policy, and recovers ; the bankers not being aide to make out their allegation, that B. Had fraudulently intended to leave, in the hands of A. , the policy, in order that A. Might have the means of borrowing money of some one, and to cheat some one, by so doing.
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