Actuarial Soundness of the Federal Housing Administrations Mutual Mortgage Insu
Actuarial Soundness of the Federal Housing Administrations Mutual Mortgage Insu
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Mr. Retsinas. No, because we have had loans in differing amounts throughout the history of FHA, and the correlation is be- tween the sizes of the loan and the claims rate. The relationship holds for all books of business.
Mr. Knollenberg. I would like to look at that. If you would very kindly submit that. I would like to analyze that. I think that con- cludes my questioning, Mr. Chairman. Again, thank you for Chairman Gonzalez. I just want to point out, Mr. Dennis re- ferred to jumbo. FHA doesn...'t do jumbo.
38 Mr. Retsinas. We do not.
Ms. Williams-Bridgers. Mr. Chairman, may I respond in part to the Congressman's questions about experience with higher loan limits.
We do have a different set of experiences that we can borrow from the VA Guaranteed Loan Program. We have looked at mort- gages that have been guaranteed by the VA. The VA has allowed a higher loan limit than has FHA for some period of time.
Specifically, VA had a maximum loan ceiling of $144, 000 in 1988, and $184, 000 in 1990.
What to read after Actuarial Soundness of the Federal Housing Administrations Mutual Mortgage Insu?
You can find similar books in the "Read Also" column, or choose other free books by Finance United States Congress House Committee On Banki to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Mr. Retsinas. No, because we have had loans in differing amounts throughout the history of FHA, and the correlation is be- tween the sizes of the loan and the claims rate. The relationship holds for all books of business.
Mr. Knollenberg. I would like to look at that. If you would very kindly submit that. I would like to analyze that. I think that con- cludes my questioning, Mr. Chairman. Again, thank you for Chairman Gonzalez. I just want to point out, Mr. Dennis re- ferred to jumbo. FHA doesn...'t do jumbo.
38 Mr. Retsinas. We do not.
Ms. Williams-Bridgers. Mr. Chairman, may I respond in part to the Congressman's questions about experience with higher loan limits.
We do have a different set of experiences that we can borrow from the VA Guaranteed Loan Program. We have looked at mort- gages that have been guaranteed by the VA. The VA has allowed a higher loan limit than has FHA for some period of time.
Specifically, VA had a maximum loan ceiling of $144, 000 in 1988, and $184, 000 in 1990.
What to read after Actuarial Soundness of the Federal Housing Administrations Mutual Mortgage Insu?
You can find similar books in the "Read Also" column, or choose other free books by Finance United States Congress House Committee On Banki to read onlineMoreLess
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