An Interview With Robert Gumbiner Md Oral History Transcript 1994 1997
An Interview With Robert Gumbiner Md Oral History Transcript 1994 1997
Robert Ive Gumbiner
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I can't remember which. When we came to the island, they immediately for the first year tried to do, in our opinion, some significant predatory pricing. They ended up losing a significant amount of money that year and we were profitable. In the aftermath, they decided to pull out and they left the island. We were the only contractor then to provide health care to these people. Bob Gumbiner didn't feel it was right to force them all into a staff model. He wanted the people to have a choice. He k...new that if they were forced into one model, they wouldn't be happy 312 and we would have all kinds of problems. So he invited some other insurance carriers to come to the island and either serve as indemnity carriers or IPAs or some other form of health care so that the people would have a choice . He had no takers . Nobody would go. So he thought, "I'll form an alternative delivery system so that people will at least have a choice between indemnity care and FHP, " a staff model HMO. That's when he founded Health Maintenance Life Insurance Company.
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