Assessment Life Insurance a Treatise Showing the Origin Development And Condit

Cover Assessment Life Insurance a Treatise Showing the Origin Development And Condit
Assessment Life Insurance a Treatise Showing the Origin Development And Condit
Miles Menander Dawson
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It is really singular that it should have been used at all in this country. It had already received a thorough trial abroad, and especially in Great Britain, and was being discarded as rapidly as possible. But the organizers ot the early societies here did not know much of that exper- ience and often cared nothing about it, anyhow. The contrast between the premiums required by the regular companies and their mortality rate per thousand was so marked that there seemed to be no necessity to go be
...yond that in order to successfully compete. This discrepancy, which required a learned argument to explain, was the strongest lever to move people to leave the old companies for the new; its strength and appositeness would have been considerably diminished, had the minds of prospec- tive patrons been diverted by a deviation from the plan which this low average death rate indicated, that of level assessments. Moreover, even when convinced cf its pro- priety and ultimate necessity, managers are slow to depart from the simplest plans, except under the lash of necessity because of competition.

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