Bank Credit; a Study of the Principles And Factors Underlying Advances Made By Banks to Borrowers
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Many men will pay their own obhgations imfailingly and cheerfully, who will pay only with great reluctance notes endorsed for others.^ It generates an unfriendly feeling toward the bank when an accommodation en- dorser is forced to pay.
Notes with two or more names are very likely to furnish past-due paper. The reasons are, first, that a note which has to have more than one name on it to be satisfactory is itself evidence that the maker is not as successful and prompt as if his own name alone h...ad been accepted, and, second, that the principal on the note in order to avoid the unpleasantness of going around to his endorsers to get them to renew with him will frequently try to induce the banker to defer pay- ment on over-due paper so as to admit of its being paid off in installments.' ' •John A. Crabb, Overdrafts and Past-Due Paper, Proceedings, Seventeenth Annual Convention, Kentucky Bankers' Association, 1909, p. 121.
' C. C. K. Scoville, The Best Class o/ Investments for the Average Kansas Bank, Proceedings, Sixteenth Annual Convention, Kansas Bankers' Association, 1903, p.
What to read after Bank Credit; a Study of the Principles And Factors Underlying Advances Made By Banks to Borrowers?
You can find similar books in the "Read Also" column, or choose other free books by Chester Arthur Phillips to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Many men will pay their own obhgations imfailingly and cheerfully, who will pay only with great reluctance notes endorsed for others.^ It generates an unfriendly feeling toward the bank when an accommodation en- dorser is forced to pay.
Notes with two or more names are very likely to furnish past-due paper. The reasons are, first, that a note which has to have more than one name on it to be satisfactory is itself evidence that the maker is not as successful and prompt as if his own name alone h...ad been accepted, and, second, that the principal on the note in order to avoid the unpleasantness of going around to his endorsers to get them to renew with him will frequently try to induce the banker to defer pay- ment on over-due paper so as to admit of its being paid off in installments.' ' •John A. Crabb, Overdrafts and Past-Due Paper, Proceedings, Seventeenth Annual Convention, Kentucky Bankers' Association, 1909, p. 121.
' C. C. K. Scoville, The Best Class o/ Investments for the Average Kansas Bank, Proceedings, Sixteenth Annual Convention, Kansas Bankers' Association, 1903, p.
What to read after Bank Credit; a Study of the Principles And Factors Underlying Advances Made By Banks to Borrowers?
You can find similar books in the "Read Also" column, or choose other free books by Chester Arthur Phillips to read onlineMoreLess
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