Chesterfield County Economic And Social

Cover Chesterfield County Economic And Social
Chesterfield County Economic And Social
Isom Teal
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69. An inf-rease of approxi- mately 64. 5 per cent is indicated here.
These figures, however, are not indicative of smaller banking business — but the establishment of a well organized and systema- tized Federal Keserve Banking system which makes possible the realization of greater resources on less capital. The decrea. Se in capi- 44 Chesterfield County: Economic and Social tal stock is worthy of note. Figures of 1919 are $432, 750, and those for 1914 are $445, 394, or a decrease of $12, 644.
...It was the estab- lishment of the Federal Reserve Banking system which enabled the capital stock to remain the same or be reduced in costs and yet have a very great annual gain in resources.
This increase in all phases of banking cannot be attributed to the increase in popuhition. For from 1910 to 1919 we only increased 21. 5 per cent in population, while we increased 64. 5 per cent in loans and discounts and 112. 7 per cent in banking resources. It just means that while times were good we gained in wealth and have laid it up for times that will not be so good or the "rainy day.


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