Contributions to Vital Statistics : Being a Development of the Rate of Mortality And the Laws of Sickness

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It is well known that up till the period of the pubUcation of the Higliland Society's Report, Societies generally partook very much of a charitable character, no member bemg entitled to benefits unless he was in indigent circumstances.
Now, when it is considered that the Highland Society's rate of sickness was deduced from the amount of sickness experienced by the 79 Societies above mentioned, during a period ox SICKNESS. 103 when they were formed upon this charitable principle, it is not to be
... "wondered at that now, when they are estabKshed upon strictly insurance pi'inciples, and when, in consequence, each member claims to the utmost extent of the benefits, the sickness should be found to be so much greater than was at first supposed. This, the Committee conceive, is quite sufficient to account for the great disparity between the rate of sickness given by the Highland Society, and that now found to occur among Societies." The preceding comparisons did not extend beyond 60 years of age ; but, as will appear from subsequent illustrations to be given in this Paper, the claims to be made by members after passing their sixtieth year become generally so alarming, as to be the usual means of awakening Societies to the danger of tlieir position.

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