Defence of Usury Shewing the Impolicy of the Present Legal Restraints On the Te

Cover Defence of Usury Shewing the Impolicy of the Present Legal Restraints On the Te
Defence of Usury Shewing the Impolicy of the Present Legal Restraints On the Te
Jeremy Bentham
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79 pretence for more than ordinary in- terest, inasmuch as the security is, in this case, not only equal to, but bet- ter than, what it can be in any other : to wit, the present possession of a moveable thing, of easy sale, on which the creditor has the power, and cer- tainly does not want the inclination, to set such price as is most for his advantage. If there be a case in which the allowing of such extraor- dinary interest is attended with more danger than another, it must be this: which is ...so particularly adapted to the situation of the lowest poor, that is, of those who, on the score of in- digence or simplicity, or both, are most open to imposition. This trade however the law, by regulating, avow- edly protects. What the rate of in- terest is, which it allows to be taken in this way, I can not take upon me to 80 LETT. VIII. Virtual to remember: but I am much de- ceived, if it amounts to less than 12 per cent, in the year, and I believe it amounts to a good deal more. "Whe- ther if were 12 per cent, or 1200, I believe would make in practice but little difference.

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