Defence of Usury Shewing the Impolicy of the Present Legal Restraints On the Te
Defence of Usury Shewing the Impolicy of the Present Legal Restraints On the Te
Jeremy Bentham
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79 pretence for more than ordinary in- terest, inasmuch as the security is, in this case, not only equal to, but bet- ter than, what it can be in any other : to wit, the present possession of a moveable thing, of easy sale, on which the creditor has the power, and cer- tainly does not want the inclination, to set such price as is most for his advantage. If there be a case in which the allowing of such extraor- dinary interest is attended with more danger than another, it must be this: which is ...so particularly adapted to the situation of the lowest poor, that is, of those who, on the score of in- digence or simplicity, or both, are most open to imposition. This trade however the law, by regulating, avow- edly protects. What the rate of in- terest is, which it allows to be taken in this way, I can not take upon me to 80 LETT. VIII. Virtual to remember: but I am much de- ceived, if it amounts to less than 12 per cent, in the year, and I believe it amounts to a good deal more. "Whe- ther if were 12 per cent, or 1200, I believe would make in practice but little difference.
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