Elements of Life Insurance
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In our eReader you can find the full English version of the book. Read Elements of Life Insurance Online - link to read the book on full screen. Our eReader also allows you to upload and read Pdf, Txt, ePub and fb2 books. In the Mini eReder on the page below you can quickly view all pages of the book - Read Book Elements of Life Insurance
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Likewise, if the net pre- miums employed were redundant (i. E. , larger than neces- sary) the "retrospective" method would bring out a higher reserve and the "prospective" method a lower reserve than if with precisely adequate net premiums ; but, again, the latter will be the correct reserve under the actual circumstances. It is the custom, however, to treat all in excess of the usual net premium as surplus and value on the basis of the usual net premiums ; but this would not be proper if no pa...rt of the future net premiums could be used otherwise than to pay death claims, unless the pur- pose be to over-state the reserve required.
Suppose it were desired to find the reserve at the end of six months, instead of at the end of one year, for the 100, - ooo insurances at age 10, paid for by aggregate net single premiums of $1, 273, 151. This sum would have accumu- lated at 4 per cent, to $1, 298, 614 by the end of six months. Death claims to the amount of $338, 000 would have been incurred ; but, as these are not deemed to be payable until the end of the year, only $338, 000 -h 1.
What to read after Elements of Life Insurance?
You can find similar books in the "Read Also" column, or choose other free books by Miles Menander Dawson to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Likewise, if the net pre- miums employed were redundant (i. E. , larger than neces- sary) the "retrospective" method would bring out a higher reserve and the "prospective" method a lower reserve than if with precisely adequate net premiums ; but, again, the latter will be the correct reserve under the actual circumstances. It is the custom, however, to treat all in excess of the usual net premium as surplus and value on the basis of the usual net premiums ; but this would not be proper if no pa...rt of the future net premiums could be used otherwise than to pay death claims, unless the pur- pose be to over-state the reserve required.
Suppose it were desired to find the reserve at the end of six months, instead of at the end of one year, for the 100, - ooo insurances at age 10, paid for by aggregate net single premiums of $1, 273, 151. This sum would have accumu- lated at 4 per cent, to $1, 298, 614 by the end of six months. Death claims to the amount of $338, 000 would have been incurred ; but, as these are not deemed to be payable until the end of the year, only $338, 000 -h 1.
What to read after Elements of Life Insurance?
You can find similar books in the "Read Also" column, or choose other free books by Miles Menander Dawson to read onlineMoreLess
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