Fair Lending Enforcement And the Data On the 1992 Home Mortgage Disclosure Act
Fair Lending Enforcement And the Data On the 1992 Home Mortgage Disclosure Act
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To quickly assess the difficulty of the text, read a short excerpt:
The CRA reform that Mr. Lindsey mentioned clearly is an area where the President has given us strong direction. The objective is to ensure that in, as you put it, a real-time and results-oriented way, we get loans, services, and investments out to low- and mod- erate-income areas. The President has made it very clear that loans don't just mean housing loans and they don't just mean consumer loans. They mean business loans and, in particular, when you're dealing with low- and moderate-income ind...ividuals, they mean small business loans. As part of the CRA reform effort, I am confident we will see a focus on lending generally, including small business loans that will help to address this issue. The Chairman. The hour is late, and we've got other matters that we must attend to here. But according to Attorney Greneral Reno's testimony, the Justice Department developed a list of ap- proximately 200 lenders whose 1990 and 1991 HMDA records indi- cated possible disparate lending patterns. The regulatory agencies were then given a list of the institutions that each of you regulate.
What to read after Fair Lending Enforcement And the Data On the 1992 Home Mortgage Disclosure Act?
You can find similar books in the "Read Also" column, or choose other free books by Housing United States Congress Senate Committee On Bank to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
The CRA reform that Mr. Lindsey mentioned clearly is an area where the President has given us strong direction. The objective is to ensure that in, as you put it, a real-time and results-oriented way, we get loans, services, and investments out to low- and mod- erate-income areas. The President has made it very clear that loans don't just mean housing loans and they don't just mean consumer loans. They mean business loans and, in particular, when you're dealing with low- and moderate-income ind...ividuals, they mean small business loans. As part of the CRA reform effort, I am confident we will see a focus on lending generally, including small business loans that will help to address this issue. The Chairman. The hour is late, and we've got other matters that we must attend to here. But according to Attorney Greneral Reno's testimony, the Justice Department developed a list of ap- proximately 200 lenders whose 1990 and 1991 HMDA records indi- cated possible disparate lending patterns. The regulatory agencies were then given a list of the institutions that each of you regulate.
What to read after Fair Lending Enforcement And the Data On the 1992 Home Mortgage Disclosure Act?
You can find similar books in the "Read Also" column, or choose other free books by Housing United States Congress Senate Committee On Bank to read onlineMoreLess
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