Financial Institutions Regulatory And Interest Rate Control Act of 1978. Part 2. the Safe Banking Act of 1977, Part 1
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To quickly assess the difficulty of the text, read a short excerpt:
Mattox. It occurs very rarely and infrequently?
Mr. Tarleton. I think if you take a look at the books of any bank in the country, they will have overdrafts outstanding.
Mr. Mattox. We are not talking about floating hot checks but we are talking about ones where it is an understood practice — whether it is by tacit agreement or by prior arrangement — that an individual actually drafts on his account knowing he may not have money there, but knowing, in effect, that he is executing a loan from the... bank.
Mr. Tarleton. I cannot say that is a common practice.
Mr. Mattox. I have been around a heck of a lot of banks and every one I have been around, that has been the case.
Chairman St Germain. That is Texas.
Mr. Mattox. That is Texas; that is right.
You are saying it is not a common practice, particularly in smaller communities where you know the people, that there is not overdrafting?
Mr. Tarleton. It does occur but it is not a sound banking prac- tice.
Mr. Mattox. In Georgia it is not a common practice?
What to read after Financial Institutions Regulatory And Interest Rate Control Act of 1978. Part 2. the Safe Banking Act of 1977, Part 1?
You can find similar books in the "Read Also" column, or choose other free books by United States. Dept. of the Treasury. Library to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Mattox. It occurs very rarely and infrequently?
Mr. Tarleton. I think if you take a look at the books of any bank in the country, they will have overdrafts outstanding.
Mr. Mattox. We are not talking about floating hot checks but we are talking about ones where it is an understood practice — whether it is by tacit agreement or by prior arrangement — that an individual actually drafts on his account knowing he may not have money there, but knowing, in effect, that he is executing a loan from the... bank.
Mr. Tarleton. I cannot say that is a common practice.
Mr. Mattox. I have been around a heck of a lot of banks and every one I have been around, that has been the case.
Chairman St Germain. That is Texas.
Mr. Mattox. That is Texas; that is right.
You are saying it is not a common practice, particularly in smaller communities where you know the people, that there is not overdrafting?
Mr. Tarleton. It does occur but it is not a sound banking prac- tice.
Mr. Mattox. In Georgia it is not a common practice?
What to read after Financial Institutions Regulatory And Interest Rate Control Act of 1978. Part 2. the Safe Banking Act of 1977, Part 1?
You can find similar books in the "Read Also" column, or choose other free books by United States. Dept. of the Treasury. Library to read onlineMoreLess
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