Getting Your Money's Worth;

Cover Getting Your Money's Worth;
Getting Your Money's Worth;
Lord, Isabel Ely, B. 1871
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"Why" begins subtler questions, but questions and answers alike arise as one lingers over the story of the family life, told in the record of dollars and cents.
Those who are keeping a budget for the first time should certainly check up, even if roughly, at the end of the first three months. List all headings, just in pencil on a big sheet, and head two columns Overspent and Underspent. Add the amount under each head- Digiti zed by Google 90 GETTING YOUR MONEY'S WORTH ing, compare it with one-f
... ourtli the amount allowed for the year, put the difference under Underspent if the full amount has not been spent, under Overspent if there is an overamount Put in both columns for an account that exactly balances. Expenditure in many items must be irregular. If the accounts begin Janu- ary 1 and the family pays its income tax in one amount, the sum for the whole year appears in the three-months account as three-fourths Overspent. But perhaps the fire insurance is paid yearly and in July, in which case on March 31 there is one-quarter of the whole sum in the Underspent column.

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