Health Care Reform the Long Term Care Factor Hearing Before the Special Comm
Health Care Reform the Long Term Care Factor Hearing Before the Special Comm
United States Congress Senate Special Committee
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In our opinion. Title II, Part 3 provides an excellent general framework for regula- tion of private long-term care insurance. These changes are consistent with rec- ommendations USHC has made to several Committees of the Congress over the past several years. Specifically, the bill contains several key elements, which we strongly support, in- cluding: 1. Enacting national minimum standards which are to be applied in every state. This approach has led to dramatic improvements in the Medigap mark...et and is even more sorely needed for long-term care insurance. 2. Assigning to the Secretary of HHS the responsibility for developing most of the specific regulations with the help of a National Advisory Council. Given the very ambitious task of developing comprehensive regvilations, we strongly support assigning the responsibility to a federal agency with sufficient advisors, professional staff and financial resources to do the job right. 3. Establishing a good process for developing appropriate regulations, rather than specifying the details of regulations in the legislation.
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