Insurance And the State
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Consider but a moment the cost to the people of California if they were com- pelled to meet the losses due to the San Francisco earthquake and fire.
The truth of the matter regarding fire insurance rates is that they are very complex and present many more difficulties in arriving at and main- taining a fair charge than do many other serv- ices or commodities. Railway charges, for exam- ple, present no such difficulties as do fire insurance rates. The former have to do with more station- ary ele...ments.
Would the state be warranted in going into the fire insurance business for the purpose of more satisfactorily regulating it ? It has been shown that the state has complete power of regulation.
Supreme courts have time and again given expres- sion to this fact. For example, the power of the legislature to delegate to a commissioner of insur- ance the right to deny admission to a foreign com- pany or to withdraw the right to do business has been upheld. Some states have even gone to the extreme point of passing a law under which a foreign company forfeited its right to do business in the state in the event that it removed to the federal court a suit brought against it by a citizen [130] STATE FIRE INSURANCE of the state.
What to read after Insurance And the State?
You can find similar books in the "Read Also" column, or choose other free books by Gephart, William F. (William Franklin), B. 1877 to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Consider but a moment the cost to the people of California if they were com- pelled to meet the losses due to the San Francisco earthquake and fire.
The truth of the matter regarding fire insurance rates is that they are very complex and present many more difficulties in arriving at and main- taining a fair charge than do many other serv- ices or commodities. Railway charges, for exam- ple, present no such difficulties as do fire insurance rates. The former have to do with more station- ary ele...ments.
Would the state be warranted in going into the fire insurance business for the purpose of more satisfactorily regulating it ? It has been shown that the state has complete power of regulation.
Supreme courts have time and again given expres- sion to this fact. For example, the power of the legislature to delegate to a commissioner of insur- ance the right to deny admission to a foreign com- pany or to withdraw the right to do business has been upheld. Some states have even gone to the extreme point of passing a law under which a foreign company forfeited its right to do business in the state in the event that it removed to the federal court a suit brought against it by a citizen [130] STATE FIRE INSURANCE of the state.
What to read after Insurance And the State?
You can find similar books in the "Read Also" column, or choose other free books by Gephart, William F. (William Franklin), B. 1877 to read onlineMoreLess
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