Medical Examinations for Life Insurance

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It may have been from misapprehen- sion of the applicant's answers on certain points, or from misinterpretation of symptoms observed. Or^ 64 again, because the company to .which application was made, excluded a particular class of cases whicn other companies accept. Or, by the baldest hypothesis, it may have been from the human weakness of attempting to gain credit for remarkable professional skill and acumen, at a cheap rate.
But when the previous examiner and the attendant circumstances are f
...ully known, nothing but positive demonstration will warrant the medical man in recom- mending the risk. It must be demonstrated that the previous disease is fully recovered from ; that the hereditary taint is absent; that bad habits do not exist ; that the heart or lungs, or other organ blamed, are respectively free from lesion. Whilst a needless '•ejection does permanent injustice to both the appli- cant and the company, every medical examiner must avoid the imputation of making the company by whom he is engaged, a hospital for invalid risks.

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Medical Examinations for Life Insurance
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