Montana Board of Housing, Report On Audit of Financial Statements, June 30, 1988 1988
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MORTGAGE CREDIT CERTIFICATE PROGRAM We sampled the mortgage credit certificates issued for compliance of federal regulations and the Board's issuance procedures. As mentioned earlier, we did not find any material non-compliance, however, we would like to emphasize the need for the lender to verify current annual family income and documentation of such. A federal income tax return should not be used in place of lender verification, since certain types of income, such as disability payments, are ...not reported on federal income tax returns. This observation is only for management information and does not warrant a specific recommendation or Board action since the above refers to only one speci- fic instance, which was not material in relation to the total certificates tested.
CHANGE IN ACCOUNTING PRINCIPLE A new statement of financial accounting standards covering accounting for nonrefundable fees and cost associated with acquiring loans has been issued and is applicable to the Montana Board of Housing.
What to read after Montana Board of Housing, Report On Audit of Financial Statements, June 30, 1988 1988?
You can find similar books in the "Read Also" column, or choose other free books by Montana. Legislature. Office of the Legislative Auditor to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
MORTGAGE CREDIT CERTIFICATE PROGRAM We sampled the mortgage credit certificates issued for compliance of federal regulations and the Board's issuance procedures. As mentioned earlier, we did not find any material non-compliance, however, we would like to emphasize the need for the lender to verify current annual family income and documentation of such. A federal income tax return should not be used in place of lender verification, since certain types of income, such as disability payments, are ...not reported on federal income tax returns. This observation is only for management information and does not warrant a specific recommendation or Board action since the above refers to only one speci- fic instance, which was not material in relation to the total certificates tested.
CHANGE IN ACCOUNTING PRINCIPLE A new statement of financial accounting standards covering accounting for nonrefundable fees and cost associated with acquiring loans has been issued and is applicable to the Montana Board of Housing.
What to read after Montana Board of Housing, Report On Audit of Financial Statements, June 30, 1988 1988?
You can find similar books in the "Read Also" column, or choose other free books by Montana. Legislature. Office of the Legislative Auditor to read onlineMoreLess
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