Motor Insurance the Treatment of Mechanical Road Transport Risks

Cover Motor Insurance the Treatment of Mechanical Road Transport Risks
Motor Insurance the Treatment of Mechanical Road Transport Risks
W F Todd
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But whilst some of these losses are no doubt due to very unnatural causes, there are many due solely to the defects of age. Motor vehicles get " leaky " with old age, valves, petrol connections, exhaust pipes, all suffer, and when the average vehicle is over a certain age say eight years it is difficult for even the most conscientious owner to keep it in really safe condition.
Therefore, the most minute examination should be made with the view of ascertaining the real cause. Careful inquiry sho
...uld also be made as to the place where the vehicle was at the time of the fire ; who was present ; what efforts were made to save the vehicle, and so on. If general inquiry as to the insured is also made, it should not be difficult for the office to satisfy themselves whether all is in order or not.
The two important points to remember are Aged petrol vehicles are bound to account for the greater proportion of fire losses, apart from the moral hazard altogether. Offices do their best to avoid old vehicles, and are trying hard to be consistent in their rejections, but we all have to put the blind eye to the telescope sometimes !


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