Principles of Insurance ..
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In our eReader you can find the full English version of the book. Read Principles of Insurance .. Online - link to read the book on full screen. Our eReader also allows you to upload and read Pdf, Txt, ePub and fb2 books. In the Mini eReder on the page below you can quickly view all pages of the book - Read Book Principles of Insurance ..
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Can the com- pany be said to be equally as solvent as in the first case ?
If so, how shall we reconcile these apparent discrepan- cies?
The explanation is to be found in the difference in the terms of the contract. In the first case, that of a single premium, the company agreed to pay to each policy- holder at his death $1000, because each paid the large sum, the single premium, once and for all time. In the latter case, the insured agreed to pay the $36.36 at the begiiming of each year during ...life. If he hves through- out the year and does not pay his second premium, the company is not under obligations thereafter to pay the $1000 at his death. It is true, since it is a net annual level premium and not a net annual natural premium, that he has more than paid for his protection and there- fore a sum may be returned to him as a cash surrender value which is based upon the difference of these two premiums; but the company is then freed from any future obligations to him. Let us notice further how the discrepancy is removed.
What to read after Principles of Insurance ..?
You can find similar books in the "Read Also" column, or choose other free books by Gephart, William F. (William Franklin), B. 1877 to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Can the com- pany be said to be equally as solvent as in the first case ?
If so, how shall we reconcile these apparent discrepan- cies?
The explanation is to be found in the difference in the terms of the contract. In the first case, that of a single premium, the company agreed to pay to each policy- holder at his death $1000, because each paid the large sum, the single premium, once and for all time. In the latter case, the insured agreed to pay the $36.36 at the begiiming of each year during ...life. If he hves through- out the year and does not pay his second premium, the company is not under obligations thereafter to pay the $1000 at his death. It is true, since it is a net annual level premium and not a net annual natural premium, that he has more than paid for his protection and there- fore a sum may be returned to him as a cash surrender value which is based upon the difference of these two premiums; but the company is then freed from any future obligations to him. Let us notice further how the discrepancy is removed.
What to read after Principles of Insurance ..?
You can find similar books in the "Read Also" column, or choose other free books by Gephart, William F. (William Franklin), B. 1877 to read onlineMoreLess
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