Scottish Banking During the Period of Published Accounts 1865 1896

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1887. Fairly remunerative employment for funds ; low prices of cereals and live stock.
1888. Profits satisfactory ; last three years' losses chiefly by failures in herring-curing trade ; ample provision made ; less demand for money.
1889. Business satisfactory, but deposit receipt rate too high.
1890. No special remarks.
1891. Death of Mr. Findlater, manager.
1892. Thomas Cochrane, manager and cashier.
62 SCOTTISH BANKING DURING THE North op Scotland Bank. Net Profits. Application.
Amount.
Divi
...dend.
Reserved Funds.
Bank Buildings.
Deprecia- tion of Balance Date.
Rate Per Cent.
Amount.
Added.
With- drawn.
Consols.
1864, Sep. 30 /"Balance \ £1295 10 £3500 1865, 38. 475 10 £28, 000 £10, 000 1866, „ 41, 527 10 28, 000 10, 000 1867, 38, 004 10 28, 000 10, 000 1868, 33, 495 10 28, 000 5000 1869, 84, 209 10 32, 000 2500 1870, 34. 580 10 32, 000 2500 1871, „ 37, 135 10 32, 000 5000 1872, 37, 654 10 32, 000 6000 1873, „ 40, 186 10 32, 000 10, 000 1874, 45, 236 nii 36, 000 9000 1875, „ 50, 291 12* 46, 294 £2000 1876, 52, .


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