Speech of the Hon Mr Thompson of South Carolina On the Bill to Postpone the
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Is this true, sir? Will any man rise in his place, and say that he would fear to deposite his own mo- ney, jewels, or plate, in a bank, or that he would have the slightest doubt of having them restored to him on application? But the banks have stopped payment: they are therefore broken. Is an inability to pay specie equiva- lent to insolvency? Between man and man is it so regarded? Does he who holds the note of his neighbor for one hundred dollars, who is worth one hun- dred thousand, regard hi...s debtor as insolvent, or his debt insecure, because he has not the hundred dollars in specie? The promise of a bank to pay is no more than that of an individual. It is a promise which places it in the power of the creditor, in both cases, to exact specie, or to sacrifice the property of the debtor if he fails to pay it; with this decided advantage on the part of the bank that the creditor is fully informed of the condition of the bank, and well knows that the bank has more notes out than it has specie, and more than in times of panic and apprehension can, by any possibility, be commanded.
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You can find similar books in the "Read Also" column, or choose other free books by Thompson, Waddy, 1798-1868 to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
Is this true, sir? Will any man rise in his place, and say that he would fear to deposite his own mo- ney, jewels, or plate, in a bank, or that he would have the slightest doubt of having them restored to him on application? But the banks have stopped payment: they are therefore broken. Is an inability to pay specie equiva- lent to insolvency? Between man and man is it so regarded? Does he who holds the note of his neighbor for one hundred dollars, who is worth one hun- dred thousand, regard hi...s debtor as insolvent, or his debt insecure, because he has not the hundred dollars in specie? The promise of a bank to pay is no more than that of an individual. It is a promise which places it in the power of the creditor, in both cases, to exact specie, or to sacrifice the property of the debtor if he fails to pay it; with this decided advantage on the part of the bank that the creditor is fully informed of the condition of the bank, and well knows that the bank has more notes out than it has specie, and more than in times of panic and apprehension can, by any possibility, be commanded.
What to read after Speech of the Hon Mr Thompson of South Carolina On the Bill to Postpone the?
You can find similar books in the "Read Also" column, or choose other free books by Thompson, Waddy, 1798-1868 to read onlineMoreLess
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