Text book of Life Insurance Being the First Post Graduate Course of the Pacific
Text book of Life Insurance Being the First Post Graduate Course of the Pacific
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To quickly assess the difficulty of the text, read a short excerpt:
40. What is the chief impression made by the study of this paper?
That Life Insurance is. An exact science and that a company engaged in it incurs no business risks, except those incident to bad management.
Jtet Beserbe BY FORBES LINDSAY It has already been said that all life insurance prem- iums are assumed to be paid at the beginning of the year and all death claims at the end of it. It is evident, then, that a company, even at the very commencement of its operation, is in possession of funds... in advance of the time when they will be needed.
To emphasize this point let us revert to the illustra- tions used in the last paper. We had a group of persons insuring one another for a term of one year. At the beginning of the year the treasurer had in hand the amount which, improved at 3 per cent, would equal the expected death losses. This amount he held in reserve to pay the claims at the close of the year. We then supposed each member of the group to insure himself for the entire term of life in the sum of $1, 000 by the payment of a net single premium of $555.
What to read after Text book of Life Insurance Being the First Post Graduate Course of the Pacific?
You can find similar books in the "Read Also" column, or choose other free books by Pacific Mutual Life Insurance Company of Californi to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
40. What is the chief impression made by the study of this paper?
That Life Insurance is. An exact science and that a company engaged in it incurs no business risks, except those incident to bad management.
Jtet Beserbe BY FORBES LINDSAY It has already been said that all life insurance prem- iums are assumed to be paid at the beginning of the year and all death claims at the end of it. It is evident, then, that a company, even at the very commencement of its operation, is in possession of funds... in advance of the time when they will be needed.
To emphasize this point let us revert to the illustra- tions used in the last paper. We had a group of persons insuring one another for a term of one year. At the beginning of the year the treasurer had in hand the amount which, improved at 3 per cent, would equal the expected death losses. This amount he held in reserve to pay the claims at the close of the year. We then supposed each member of the group to insure himself for the entire term of life in the sum of $1, 000 by the payment of a net single premium of $555.
What to read after Text book of Life Insurance Being the First Post Graduate Course of the Pacific?
You can find similar books in the "Read Also" column, or choose other free books by Pacific Mutual Life Insurance Company of Californi to read onlineMoreLess
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