The Ambassadors of Commerce

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to provide for ourselves and our own household; and then, if there be anything to spare, we think of our neigh- bour. And Heaven knows, with millions of our neighbours the wide world over, how infinitesimal the little to spare is ! To be just, then, to ourselves, our families, and our creditors, before we are generous, is worth remembering ; as also to use much discretion in the giving of charity. Indiscriminate charity is a great curse, for it is a gigantic pauper manufactory. These two errors
... we should avoid ; and on the principle of helping those who help them- selves, we cannot go far wrong if we help the Commercial Travellers' Schools and the Commercial Travellers' Benevolent Institution ; both of them admirable insti- tutions, and the very best insurance companies for commercial travellers to join; for as long ago as 1859 Charles Dickens, speaking of the former, said " that any commercial traveller could establish an individual right and title by the humble contribution of an annual guinea, and it could be handsomely maintained if every com- mercial traveller would give to it one half-crown on a given day every year.

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