The Business Man And His Bank

Cover The Business Man And His Bank
The Business Man And His Bank
William Henry Kniffin
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" Neither money nor honesty can make up for the lack of this essential thing.
The Property Risk.
The last element in business success is that of capital. The honest man plus the able man, is bound to develop into the successful man, and his success is measured by the increase in his worldly goods. The result of business is the net profit. Net profit means wealth, and wealth means power. The most foolish thing a business man can do is to refuse to show himself to the banker. If the banker asks,
...as he undoubtedly will, for a statement of the business, it should be fully and willingly given; first, because it affords a correct basis upon which to work, and second because it is but fair that the banker should know. The man who says: "I never give a statement because I never borrow, may sometime need to borrow and find he has no credit. There is but one royal road to credit and that is to THE SCIENCE OF CREDIT 135 borrow and pay as agreed; to buy on time and pay on time; to promise and fulfill; to shoulder debt and pay it off.

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