The Business Man's Law Library And Practical Assistant : Designed for Merchants, Mechanics, Notaries, Justices, Lawyers, Landlords, Tenants, Manufacturers, Farmers, Shipowners, Carriers, Engineers, Artificers, Etc. ...

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It is sufficient to communicate yacis, without stat- ing the apprehensions produced by them. It is also a rule, that it is unnecessary to make any communication or disclosure of that which the insured undertakes, by a warranty, express, or impli- ed. Although there are, therefore, different degrees of seawor- thiness, which, if known, may affect the rate of premium, yet it is not necessary that there should be any representation as to the state or condition of the ship, previously to the effect...ing of the po- licy ; because, in every contract of insurance there is an implied warranty that the ship is seaworthy. So, the insured of goods is not bound to make any representation as to the state of them; though, if a loss happen from the bad condition of them, he can- not recover for that which he has himself occasioned. So, when an insurance is to be made on a homeward voyage, it seems to be sufficient to make a full and true representation of the stat6 the ship was in, at the time the last intelligence left her, without de- tailing all her previous proceedings.

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