The Business of Life Insurance
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In our eReader you can find the full English version of the book. Read The Business of Life Insurance Online - link to read the book on full screen. Our eReader also allows you to upload and read Pdf, Txt, ePub and fb2 books. In the Mini eReder on the page below you can quickly view all pages of the book - Read Book The Business of Life Insurance
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81 The preliminary term device was introduced in the United States by a regular company in 1894. The company had its headquarters in Iowa. The policies had scarcely been printed when a life insurance agent living in Iowa de- vised a scheme as follows : A ten year investment, guaranteed value. . $300 Estimated surplus 300 Total returns $600 ' DATING BACK ' ' AND ' ' BONDS ' ' 223 Cost, $2. 50 per month.
Insurance, $150 if death occurs in first five years ; $300 if in second five years.
All the f...irst year's premium for term insur- ance for one year, i. E. , for current expense and risk.
Out of each premium for the subsequent nine years, reserve enough to accumulate at 4 per cent. , annually compounded, to $300 at end of period. This called for about $2. 30 per month.
Remainder of each premium for the subse- quent nine years, for current expense and risk.
The first year's premium and the margin in the subsequent premiums were by the contract made the sole property of the stockholders.
This contract was plainly unconscionable for two reasons.
What to read after The Business of Life Insurance?
You can find similar books in the "Read Also" column, or choose other free books by Miles Menander Dawson to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
81 The preliminary term device was introduced in the United States by a regular company in 1894. The company had its headquarters in Iowa. The policies had scarcely been printed when a life insurance agent living in Iowa de- vised a scheme as follows : A ten year investment, guaranteed value. . $300 Estimated surplus 300 Total returns $600 ' DATING BACK ' ' AND ' ' BONDS ' ' 223 Cost, $2. 50 per month.
Insurance, $150 if death occurs in first five years ; $300 if in second five years.
All the f...irst year's premium for term insur- ance for one year, i. E. , for current expense and risk.
Out of each premium for the subsequent nine years, reserve enough to accumulate at 4 per cent. , annually compounded, to $300 at end of period. This called for about $2. 30 per month.
Remainder of each premium for the subse- quent nine years, for current expense and risk.
The first year's premium and the margin in the subsequent premiums were by the contract made the sole property of the stockholders.
This contract was plainly unconscionable for two reasons.
What to read after The Business of Life Insurance?
You can find similar books in the "Read Also" column, or choose other free books by Miles Menander Dawson to read onlineMoreLess
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