The Campaign Against the Loan Shark

Cover The Campaign Against the Loan Shark
The Campaign Against the Loan Shark
Arthur Harold Ham
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The loan shark has not been entirely eliminated from the cities in which these societies operate, but his exac- tions have been reduced appreciably. This pioneer work has removed the remedial loan idea from the experimental state, and organizers of societies in other cities are assured of success from the start under proper management.
In several states satisfactory laws have replaced the old-time drastic legislation impossible of enforcement. Legislators are beginning to realize the force of B
...lackstone's comment, "Without some profit allowed by law, there will be but few lenders, and those principally bad men who will break through the law, and make a profit, and then will endeavor to indemnify themselves from the danger of the penalty by making that profit exorbitant. " Briefly stated, the program of the remedial loan movement includes the organization in all cities of competitive loan societies of a social na- ture in the pawnbroking and chattel loan fields; the establishment of co- operative associations for savings and loans among employes, supple- mented by the investment of honest capital on a reasonable money-making basis.

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