The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S
The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S
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In our eReader you can find the full English version of the book. Read The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S Online - link to read the book on full screen. Our eReader also allows you to upload and read Pdf, Txt, ePub and fb2 books. In the Mini eReder on the page below you can quickly view all pages of the book - Read Book The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S
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To quickly assess the difficulty of the text, read a short excerpt:
As I mentioned at the outset, the authority to determine who may or may not sell insurance is critical. Some might say the criti- cal aspect of functional regulation. A State may decide it is in the best interest of its citizens not to permit banks to sell insurance or affiliate with those who do. Perhaps it is the concern about consumer confusion regarding what kind of product they are pur- chasing, perhaps the concern about the potential that customers will feel they must purchase the insuran...ce from the bank in order to preserve a credit relationship, or perhaps it is the concern that confidential customer information will be exchanged to the det- riment of the customer and competitors.
Whatever the reason, more than a handful of States have decided that a separation between banking and insurance is the best public policy decision. You cannot give lip service to functional regulation at the same time you are trampling over that State decision.
We understand that banks are deathly afraid State insurance regulators will all of a sudden start calling banking products insur- ance.
What to read after The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S?
You can find similar books in the "Read Also" column, or choose other free books by United States Congress House Committee On Comme to read onlineMoreLess
To quickly assess the difficulty of the text, read a short excerpt:
As I mentioned at the outset, the authority to determine who may or may not sell insurance is critical. Some might say the criti- cal aspect of functional regulation. A State may decide it is in the best interest of its citizens not to permit banks to sell insurance or affiliate with those who do. Perhaps it is the concern about consumer confusion regarding what kind of product they are pur- chasing, perhaps the concern about the potential that customers will feel they must purchase the insuran...ce from the bank in order to preserve a credit relationship, or perhaps it is the concern that confidential customer information will be exchanged to the det- riment of the customer and competitors.
Whatever the reason, more than a handful of States have decided that a separation between banking and insurance is the best public policy decision. You cannot give lip service to functional regulation at the same time you are trampling over that State decision.
We understand that banks are deathly afraid State insurance regulators will all of a sudden start calling banking products insur- ance.
What to read after The Financial Services Competitiveness Act of 1995 Joint Hearings Before the S?
You can find similar books in the "Read Also" column, or choose other free books by United States Congress House Committee On Comme to read onlineMoreLess
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