The Law of Deposits

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Sav. Bk. , 53 Mich. , at 166.
If A, without any agreement with the bank, deposits money in B's name, and it is for a legal purpose and for the benefit of B, even though B had no knowledge that the deposit was being made, B would have the right in most States to claim it, when he learned of it. If the 34 SEC. 39b bank paid to A or any one other than B so long as it stood in B's name, payment would be at its peril. If the bank paid B under such circumstances it would be dis- charged. In some stat
...es notice must be given to B to entitle him to the deposit, as between B and A or A's representatives or creditors. If, however, A deposits in B's name, in order to hide his assets from' his creditors, or to escape taxation, or for any other illegal purpose, B would not have any right to it. See chapter on Gifts. 39b. If A deposits in bank money belonging to B, no matter under what name, B is entitled to the deposit and can recover same, and if A is indebted to the bank it can- not use B's money to pay A's debt.

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