The Law of Voluntary Societies And Mutual Benefit Insurance

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"We can see no reason to suppose that the later assignment was intended to operate as a revocation of the designation to the wife, unless it took effect as a designation to the mother.
Tlie scheme of the by-laws is that the beneiiciary shall be designated by the member in his application for membership, and the benefit shall be paid to such beneiiciary, unless there is a subsequent legal assignment. They make no provision for revoking a designation except by a legal assignment to some other per
...son, assented to by the directors. We cannot presume that the deceased member intended his assignment to operate as a revocation of the previous designation in the event of its invalidity as an assignment to his mother, and there is no assent of the directors to any such revocation." § 331. Fraudulent change of beneiiciary. When the beneficiary has no vested right in the benefit fund, a change of beneficiary works no fraud upon the original bene- ficiary, or those claiming through or under him.

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