The Rationale of Fire Rates; a Study of the Personal Influences Affecting Fire Insurance Cost
The Rationale of Fire Rates; a Study of the Personal Influences Affecting Fire Insurance Cost
Dean, A. F. (Albert Flandreau), B. 1842
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5), or in case of small amount 6f hand-work connected with mercantile stocks. Furniture and Fixtures should be classed according to 315 21 6 Appendix the nature of building occupancy. Bank and office fnmitiire and fixtures (including lawyers' and doctors' libraries), and postoffice furniture and fixtures, when in buildings used for no other purpose, should be classed with retail buildings as Non-Preferred (See A. 4. ri). When contained in buildings used for mercantile or manu- facturing purpose...s, they should take the class of the building in which they are situated, according to its occupancy. Reinsurance Premiums, as well as additional premiums or return premiums for cancellation or rebates, should be entered under the class to which the risk belongs. When one or more policies are written on same risk, the notation of class on daily report should be underscored or otherwise designated, so that it will not be counted as an additional risk. When a risk is reinsured in several policies, the insignia should be underscored in the same way, so that the policies will not be counted as additional risks.
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