Us Private Savings Crisis Long Term Economic Implications And Options for Re

Cover Us Private Savings Crisis Long Term Economic Implications And Options for Re
Us Private Savings Crisis Long Term Economic Implications And Options for Re
Debt Management United States Congress Senate Committee On Fina
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S. Statistical Abstract of the United States p. Tk.
9. See remarks of Daniel Yankelovich, Monday September 19, 1994, at the Com- petitiveness Policy Council, "Developing a National Strategy to Encourage Saving and Investment. " 10. Poterba IBID.
11. EBRI, 1994, "Salary Reduction Plans and Individual Savings for Retirement" EBRI Issue Brief Number 155, November 1994.
12. EBRI, "Salary Reduction Plans" November 1994.
63 13. ERBI Ibid.
Prepared Statement of Daniel Halperin Mr. Chairman and Members
... of the Committee: My Name is Daniel Halperin. I am a Professor of Law at Georgetown University Law Center. I have had more than 30 years of experience in the area of private pension plans and employee benefits including in private practice, in government and as an academic. I will discuss the possibility of enhancing retirement security through the use of employer based pen- sion plans.
Our retirement income policy should attempt to foster "full" replacement 1 of pre- retirement income up to moderate levels of income, say up to 150-200% of the Social Security wage base.


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