Whom to Trust a Practical Treatise On Mercantile Credits

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Every busi- ness man should be a little better off financially at the end of each year, and when we find a customer who has to sacrifice a . well-earned reputation for punctuality and good business methods, which it has taken him years to estab- lish, and of which he has just reason to be proud, we may infer that his course is directed by necessity, and that his future is not propi- tious. Of this fact he always gives us due notice.
The only method to pursue is to look up the standing of our cu
...stomers at least once a year.
The man who was in good circumstances a year ago may have lost money in one way or another, and have become, possibly, insolvent during even this short space of time. It is not safe to trust any man^ year in and year out, without "looking him up " at stated intervals. This is not meant to involve the expense of a mercan- tile report, but simply the labor of referring to the rating in the agency books. Where these Digitized by Google OLD CUSTOMERS. 169 have remained unchanged, or have not been changed for the worse, from one period to another, we need go to no further expense; but in those cases where we find ratings im- paired or suspended, it will be necessary to get all the new and latest imformation we can.


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